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Department of Defence

Smartsalary has managed the salary packaging arrangements for more than 50,000 members of the Department of Defence.

We’re proud of this partnership. And we’re committed to providing smarter benefits that help improve the lives of Defence members and their families.

Benefits of Salary Packaging for members of the Australian Defence Force

Novated car leasing

Salary packaging a car lease can save you thousands of dollars a year and now with the electric vehicle discount, you can save even more. Use our Smartleasing calculator to check out your savings.

There’s never been a better time to lease an Electric Vehicle – Now 100% Fringe Benefits Tax free. The Electric Car Discount Policy makes eligible EVs^ exempt from Fringe Benefit Tax (FBT) which could save you thousands.

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Additional superannuation contributions

When you salary package additional superannuation contributions, you could save on tax while building your future wealth.

Salary package your next portable electronic device

Defence members can salary package multiple portable electronic devices each FBT year, when the device is used primarily for work. ​
Choose to salary package laptop, tablet, mobile or smartwatch.

Find out how much you could save by salary packaging with Smartsalary.

Other Salary Packaging Benefits are available to help you maximise your savings
Defence members can access many other salary packaging benefits.
Financial and Taxation Advice

If you use a financial planner or a tax advisor, you could salary package the fees and save.

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Airline Lounge Membership

Whether you travel for work or personal reasons you can salary package your airline lounge membership.

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Self-Education

Studying so that you can get ahead in your job? Salary package the costs and you could save.

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Income Protection Insurance

If you have income protection insurance, you may qualify to package this benefit.

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Childcare

You can use your pre-tax dollars to pay for the cost of childcare at approved childcare centres.

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Work-Related expenses

There are lots of items you can package to help you save on work-related expenses.

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Trade Computer Software

If you buy work-related software for your computer you can salary package it - and save on the cost.

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E-Bike

Save on the cost of leasing an e-bike that you use to get to and from work.

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Investment Loan Interest

Maximise your savings! If you have an investment loan you can package the cost.

Find out more
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Smartsalary rewards

In addition to the salary packaging savings available to you, as a Smartsalary customer, you can also access a great range of rewards.

Find out how much you could save by salary packaging with Smartsalary.

^Fringe Benefits Tax (FBT) exemption available for eligible electric, plug in hybrid or hydrogen cell vehicles purchased through a novated lease up to the Luxury Car Tax limit ($91,387 in FY 2024-25). Plug-in Hybrid Electric Vehicles will only be eligible for the exemption if a quote is signed and returned to us on or before 31 March 2025.

Smartsalary recommends that before entering into any salary packaging arrangement, you should consider your objectives, financial situation and needs, and obtain appropriate legal, financial or other professional advice based upon your own particular circumstances.  

*Employees must be eligible for salary packaging in accordance with the Department of Defence policies. Department of Defence employees must enter into new salary packaging arrangements with Smartsalary Pty Ltd (Smartsalary) or Smartsalary Pty Ltd trading as Smartleasing (Smartleasing) during the period of 1 April 2024 to 30 April 2024 (Campaign Period). Employees must have made their first salary packaging deduction during the Campaign Period. Employees must not have previously entered into a salary packaging arrangement outside of the Campaign Period with Smartsalary or Smartleasing whilst employed by the Department of Defence. 

+The donation will be made in the name of Smartsalary Pty Ltd and not in the name of the Department of Defence or individual Department of Defence employees.