Login
Learn how you could reduce your tax bill and keep more of your pay.
Salary packaging, also called salary sacrificing, is a benefit offered by your employer that lets you pay for some everyday goods and services before your tax is calculated. It’s an ATO-approved way of minimising your income tax and maximising your income.
With salary packaging, certain expenses are paid for before tax is taken out. This reduces your taxable income so you could pay less tax. And with many expenses already paid for, you have more to spend on other things.
Many things you now pay for from your after-tax income could be salary packaged.
Below are some of the most common ways people use salary packaging to reduce their income tax.
Whether saving for your first home or counting down to retirement, you could save on tax by making extra super contributions.
You may be able to salary package a device you use mainly for work, helping you save on staying connected.1
A novated lease is one of the most cost-effective ways of buying and running a car, especially with an electric vehicle.
Whether you’re exploring salary packaging for the first time, wanting to add new benefits, or thinking of salary packaging a car, Smart™ makes it simple.
FAQs
This is general information only. Before entering into any salary packaging or novated leasing arrangement, you should consider your objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon your own particular circumstances. The availability of benefits is determined by your employer. Conditions and fees apply. Smartsalary Pty Ltd, ABN 24 096 796 100, a Smart™ company.